Marked by intense regulatory oversight and the strong presence of multinational groups, the Brazilian insurance market is one of the most sophisticated segments of the economy. Our practice closely follows this environment, combining in-depth technical knowledge of the sector with business insight to support clients in high-impact regulatory, corporate and transactional decisions, particularly in the incorporation and reorganization of insurance companies, reinsurers, open private pension entities, capitalization companies, and insurance and reinsurance brokers, product structuring, bancassurance transactions, distribution channels, domestic and international reinsurance and retrocession, and projects involving regulatory innovation and sandbox.
Our team has participated in the structuring of several companies and in some of the main strategic transactions in the sector. We advise insurance companies, local and foreign reinsurers, supplementary pension entities, brokers, distribution channels, financial institutions, investors, and large economic groups.
• Regulatory and SUSEP Authorizations: incorporation, approval and reorganization of insurance companies, reinsurers, open private pension entities (EAPCs), and insurance and reinsurance brokers, as well as the registration of admitted and occasional reinsurers.
• Mergers and Acquisitions: acquisitions, divestments, corporate reorganizations, and portfolio transfers in the insurance sector.
• Coinsurance, Reinsurance, Retrocession and Cross-Border Transactions: international agreements, risk transfers, and global insurance, reinsurance and retrocession programs, including the structuring of captive arrangements, as well as the negotiation and structuring of coinsurance.
• Distribution and Bancassurance: commercial partnerships, embedded insurance, and new distribution channels.
• Innovation and Technology: structuring of MGAs (Managing General Agents), insurtechs, Open Insurance, and regulatory sandbox projects.
• Multidisciplinary Advisory: integration with Banking & Finance, Capital Markets, Tax, Infrastructure, Dispute Resolution, Labor and Technology to deliver solutions across the entire value chain.
• Complex Property and Casualty Claims Adjustment: participation in the adjustment of complex claims in property and casualty insurance lines.
Technical specialization in Insurance and Reinsurance Law recognized by the industry.
Established relationships with the main players in the insurance market.
Recurring involvement in transactions with international elements and frequent interaction with foreign reinsurers.